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Health Care Pages: 12

MikeH on Thu July 16, 2009 2:54 PM User is offline

Guys, I thought this was so important that I wanted to post it. I have, as of late, refrained from posting anything political. But our future and the future of our kids is at stake.
It's not an option

HECAT on Thu July 16, 2009 3:52 PM User is offline

"The public option won't be an option for many, but rather a mandate for buying government care. A free people should be outraged at this advance of soft tyranny."

There are people who think, and we are outraged.

Then there are people who do not think, and they follow the Pied Piper with smile; down any path he may go.

This is Change, no doubt about it.



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FLUSHING TECHNICAL PAPER vs2.pdf 

TRB on Thu July 16, 2009 5:15 PM User is offlineView users profile

Sad thing is there are many out there that think what is happening is good for what used to be America.

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NickD on Fri July 17, 2009 7:06 AM User is offline

Just could go back to regulating them the way it was before Regan, recall my rates increased by over 500% with not the same coverage and had two kicked off my policy because of conditions they developed while paying for this insurance and they calling a pre-condition the next year. Had to lay out over $200,000 in medical cost and almost lost my house in the process, it was a devastating time for me. Today, we are paying about $13,000 a year for coverage. The IRS was kind enough not to tax my IRA I had to cash in, but they did tax my life insurance policy that was all paid with post tax dollars, that was even an extra expense. It wasn't very good back then either.

Does let us pay our health insurance pretax today, but still getting creamed with FICA taxes on it that aren't even deductible under the current laws. The big topper is 85% of my SS benefits that was also all post tax, we have to pay income tax on. And because our state is not getting money back from the feds, are property taxes and state income tax, plus all new kinds of sales and other taxes are robbing us blind.

$1,500.00 of that $13,000 is what I pay for Medicare, but very limited with providers as many do not handle Medicare patients, also a veteran of a foreign war so do get VA benefits, but with our income being above poverty levels, have to pay a stiff co-payment. Use it for some prescriptions, but wonder where these prescriptions are from or if they will kill me, no name of the manufacturer on the bottle, and some almost have.

With universal coverage, also heard those working will have to pay for those that are not from payroll deductions, deducting so much now, won't be much left if they even deduct more. Without insurance, even get hit by some drunken hit and run driver, is you are even in good health, can completely wipe you out, so the way it is right now, isn't so hot either.

Was no big deal when my 35 year old son was born, total prenatal care, hospital, and delivery charges was 430 bucks, my grand daughter with a normal health birth today was over $15,000, with his plan, had to dish out over $3,000, would think for what little they did, 3,000 bucks would be more than enough. Granddaughters share was $3,000.0, at the request of our kids, both my wife and I plus my daughter-in-laws parent were there for those two days helping them out with our granddaughter showing them how to change a diaper, a nurse would just pop in once awhile to see if everything was okay, it was.

Not only health insurance is extremely expensive, but so is health care, it wasn't this way when we had regulation.

NickD on Fri July 17, 2009 9:35 AM User is offline

Just heard on the news a few minutes ago the health insurances are spending 1.4 million dollars a day lobbying congress. That to me sure sounds criminal, when will we ever get election reform, money still talks.

MikeH on Fri July 24, 2009 10:20 AM User is offline

Wow, so much going on with health care reform. Rush Limbaugh was on Greta the other night and the 4 part interview was scary to say the least. Here is the Video if you are interested.

TRB on Fri July 24, 2009 11:52 AM User is offlineView users profile

Honestly I can''t see how anyone can think this change is going to better our country. It was not so long ago many where yelling about all the rights GWB was taking away from them. Where have all these people gone now that our rights are really in jeopardy?

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NickD on Thu July 30, 2009 7:14 AM User is offline

According to our president:

"The White House, Washington

Dear Friend,

If you’re like most Americans, there’s nothing more important to you about health care than peace of mind.

Given the status quo, that’s understandable. The current system often denies insurance due to pre-existing conditions, charges steep out-of-pocket fees – and sometimes isn’t there at all if you become seriously ill.

It’s time to fix our unsustainable insurance system and create a new foundation for health care security. That means guaranteeing your health care security and stability with eight basic consumer protections:

* No discrimination for pre-existing conditions
* No exorbitant out-of-pocket expenses, deductibles or co-pays
* No cost-sharing for preventive care
* No dropping of coverage if you become seriously ill
* No gender discrimination
* No annual or lifetime caps on coverage
* Extended coverage for young adults
* Guaranteed insurance renewal so long as premiums are paid

Learn more about these consumer protections at Whitehouse.gov.

Over the next month there is going to be an avalanche of misinformation and scare tactics from those seeking to perpetuate the status quo. But we know the cost of doing nothing is too high. Health care costs will double over the next decade, millions more will become uninsured, and state and local governments will go bankrupt.

It’s time to act and reform health insurance, drive down costs and guarantee the health care security and stability of every American family. You can help by putting these core principles of reform in the hands of your friends, your family, and the rest of your social network.

Thank you,
Barack Obama "

TRB on Thu July 30, 2009 10:43 AM User is offlineView users profile

Quote
Originally posted by: NickD
According to our president:



"The White House, Washington



Dear Friend,



If you’re like most Americans, there’s nothing more important to you about health care than peace of mind.



Given the status quo, that’s understandable. The current system often denies insurance due to pre-existing conditions, charges steep out-of-pocket fees – and sometimes isn’t there at all if you become seriously ill.



It’s time to fix our unsustainable insurance system and create a new foundation for health care security. That means guaranteeing your health care security and stability with eight basic consumer protections:



* No discrimination for pre-existing conditions

* No exorbitant out-of-pocket expenses, deductibles or co-pays

* No cost-sharing for preventive care

* No dropping of coverage if you become seriously ill

* No gender discrimination

* No annual or lifetime caps on coverage

* Extended coverage for young adults

* Guaranteed insurance renewal so long as premiums are paid



Learn more about these consumer protections at Whitehouse.gov.



Over the next month there is going to be an avalanche of misinformation and scare tactics from those seeking to perpetuate the status quo. But we know the cost of doing nothing is too high. Health care costs will double over the next decade, millions more will become uninsured, and state and local governments will go bankrupt.



It’s time to act and reform health insurance, drive down costs and guarantee the health care security and stability of every American family. You can help by putting these core principles of reform in the hands of your friends, your family, and the rest of your social network.



Thank you,

Barack Obama "

I'm not buying anything this man has to say! I remember not so long ago he claimed the only way to keep unemployment at 8 percent was to pass his stimulus bill that very moment. Well we're close to 10 percent now and most of his plan seems to fund his pet projects or people which supported his campaign. As it is obvious at this point his plan has failed to create any jobs.



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MikeH on Thu July 30, 2009 11:35 AM User is offline

Okay, guys, I know I started this so let me add on.

1. Obama says that private health ins will continue - not so - the Democrat proposed legislation specifically does away with private coverage on the first day of the new year after passage. Also, new private insurance is prohibited.

2. Obama wants a new "board" which reviews a doctor's performance with regards to a patient's care. How can a politically charged panel determine, with any objectiveness, a doctor's patient treatment success or failure?

3. Govt run health care would "package" the payment to a doctor for procedures performed on a patient. If a doctor performed 3 procedures/tests to determine your illness, only one, the least expensive would be paid for.

4. When you reach 65 you would automatically start "death" counseling and life saving health measures would, according to Obama, probably be withheld. His attitude - "take a pain pill". That means, no hip replacement surgery, no dialysis, no pace makers, no high blood pressure medicine, etc, etc, etc. Doctors that provide life saving measures to the elderly would go to jail. Of course, any congressman/senator would be exempt from these rules as their health ins is totally separate fro the rest of us.

5. More and more doctors are letting their Medicare patients go, or, at the very least, not sighing on any new ones because the govt refuses to pay in a reasonable and timely manner. Also, many procedure payouts have been reduces by as much as 20%. Obamacare will be worse.

The list goes on and on. Much is hidden in the 1000 or so pages in the bill. Let us hope that the American public wakes up and takes their legislators to task for trying to pass this crap.

By the by, as of today, if you haven't already seen it, the Detroit unemployment rate is at 17%. Thanks Obama for "change you can believe in".

NickD on Thu July 30, 2009 11:38 AM User is offline

Heard on the news that congress put import caps way on the back burner. Probably could get my engineering job back, just have to move to China. People in Kenosha or Janesville are not very happy, talking about moving the Chrysler engine building and making Chevy Volts plants to Mexico.

Our dumb governor is talking about building a high speed railroad between Madison and Chicago so unemployed workers from either town can go to the other and not find jobs. But is objecting to buying trains made in Spain as we don't have those and wants to do that here. He is totally unknowledgeable why the passenger rail service went broke in the first place.

Wife's employer is far more knowledgeable, she was chasing all over the countryside until they installed video conferencing that accomplishes exactly the same thing, like being in the same room.

Health Insurance companies are spending 1.4 million dollars a day to influence congress, would think that should be highly illegal if not unethical, but this is how this country is ran.

Would a bunch of letters to our congressman help? I don't think so, maybe more money would do the trick, but don't have anything left after our health insurance costs and taxes.

TRB on Thu July 30, 2009 11:44 AM User is offlineView users profile

The people in Washington couldn't careless what we think! They are all up there wipeing each others back side pocketing millions on the side for them shelves.

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NickD on Thu July 30, 2009 11:59 AM User is offline

Thought I would share the AMA's view on Obama's heathplan.

"The American Medical Association has weighed in on Obama's new health care package.
The Allergists were in favor of scratching it,
but the Dermatologists advised not to make any rash moves.
The Gastroenterologists had sort of a gut feeling about it,
but the Neurologists thought the Administration had a lot of nerve.
Meanwhile, Obstetricians felt certain everyone was laboring under a misconception,
while the Ophthalmologists considered the idea shortsighted.
Pathologists yelled, "Over my dead body!"
while the Pediatricians said, "Oh, grow up!"
The Psychiatrists thought the whole idea was madness,
while the Radiologists could see right through it.
Surgeons decided to wash their hands of the whole thing
and the Internists claimed it would indeed be a bitter pill to swallow.
The Plastic Surgeons opined that this proposal would "put a whole new face on the matter."
The Podiatrists thought it was a step forward, but the Urologists were pissed off at the whole idea.
Anesthesiologists thought the whole idea was a gas,
and those softy Cardiologists didn't have the heart to say no.

In the end, the Proctologists won out, leaving the entire decision up to the a~~holes in Washington."

MikeH on Thu July 30, 2009 12:27 PM User is offline

Now, THAT was funny!! ROTFL

Karl Hofmann on Sun August 02, 2009 4:14 AM User is offlineView users profile

At the risk of asking a dumb question, but under the current system, what would happen if someone who had no insurance and had no funds to pay had an accident and needed emergency treatment?

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Never knock on deaths door... Ring the doorbell and run away, death really hates that!

NickD on Sun August 02, 2009 6:58 AM User is offline

Wife did work in patient assistance before training to become a medical interpreter, clinic/hospital had something like 10-20 million bucks budgeted for such situations, no patients were turned away from emergencies. She had a couple of patients in an auto accident that remained in ICU for a couple of months before they died as just one example. In places like Chicago/Milwaukee have what they call a county hospital. Those with health insurance end up paying for it that is also responsible for the much higher rates. In my case in my accident without health insurance, they would end up owning my home.

When my son was diagnosed with Crohn's, health insurance took care of that for one year, was all office visits, but was kicked off my policy the next year due to a pre-condition, this cleaned out my retirement, life insurance, and bank account with medical expenses, until I was so broke, he could go on Medicaid. That was a miserable time, couldn't even set away enough money to pay my property taxes, when it got high enough, he was kicked off, city wouldn't let me do in in monthly payments. Was allowed to own one vehicle, didn't make any difference if it was a brand new Rolls, or a 72 Ford rusted out pickup. When he finally made it through college, he worked for an insurance company and got on a group policy. In 1996 a law was passed, by Kennedy where health insurance companies could no longer kick out anyone with a pre-condition. During a twenty year span, he only had one surgery.

When I met and married my wife through immigration and with her daughter, had to sign a I-864 with our government, a contract whereby neither could receive any private nor public aid for even medical expenses, so had to make damn sure they had health insurance coverage.

In my accident, a bunch of attorney's from the clinic and hospital showed up at the hearing and got every cent back my health insurance covered, both from my health and accident insurance. Wasn't enough money left over from my claim to buy a cup of coffee. But my attorney did buy me a cup of coffee when it was all over.

If you don't own anything, you are fine, but can lose everything if you work hard, don't tell me we weren't a socialistic country from 1987 to present when all this crap happened.

Also for immigration, had to file a I-693 health report form for my wife and daughter, not covered under any health insurance plan that I know of by a USCIS approved doctor. Contacted a bunch of them with quotes, anywhere from 400 bucks to 5,000 bucks per person. A very simple one page form that I filled out the top half with Acrobat as doctors can't write in English. Bottom half listed just about any communicable diseases they had to be tested for. Picked a doctor 400 miles from here that took three trips to get this form filled out and we prepared all of the medical records from approved sources. Got many tests from Venezuela in preparation when my wife had health insurance down there in preparation that were honored, some of these tests were 400 bucks each. Ironically, at the bottom of this form, the USCIS would not reject a person if they had every known disease known to mankind, just had to agree to counselling. Our government. But both were clean.

We are paying $14,300 per year for health insurance now for the three of us, if all non-workers get free health insurance, we wonder if that figure would go up. Of we didn't have it, and got hit by some hit and run driver, we could lose everything.

TRB on Sun August 02, 2009 11:42 AM User is offlineView users profile

Karl anyone in the US be it a citizen or not with or with out insurance can't be refused emergency room treatment in America. But only the legal citizens have to pay for it if they don't have insurance!

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HerkyJim on Sun August 02, 2009 2:09 PM User is offline

Quote
Originally posted by: Karl Hofmann
At the risk of asking a dumb question, but under the current system, what would happen if someone who had no insurance and had no funds to pay had an accident and needed emergency treatment?

Good question...maybe people in Europe think that the heartless Americans just leave them along the roadside to die or get along the best they can.

Not the case. The ambulance(s) (maybe helicopter in some cases) transport them to an emergency room at a hospital. There they get what ever is needed in the way of care. If its intensive care, they get it. Who pays? Taxpayers, insurance companies, employers, and individuals who don't have insurance. How so? By higher taxes, higher insurance premiums, and "through the nose" by very high fees for services and procedures for those who have assets, but no bargaining power in the form of insurance.

In many places in the USA, "undocumented immigrants" (euphemism for illegal aliens) make up a significant part of the farm labor force. Of course they don't have insurance. Probably don't speak English, and perhaps nobody to speak for them (except the kind-hearted NGO "advocates" who make a living off this and would be loathe to see illegal immigration brought under control)

A typical example might be winter on the West side of the San Joaquin Valley in California. Not uncommon for a van-load of illegals to run a stop sign in the dense fog that is also common in winter. They get "T-boned" by some citizen driving his pickup to work. Blood and guts galore. Can't deport him if he's critical. Can't even ask him for his papers. That would be "racial profiling", and the advocates would have you in court for that.

Health care IS a big problem and not likely ever to be sorted out by our congress or administration. Not the least of the problem is that lawyers are in charge and have their vested interests. Lawyers in charge? How about Obama, Bill and Hillary, and most of congress? They live in a world of words on paper, words in court, tricky dealings, and out-foxing each other. Not entrepreneurs, who create value, or real-world, salt-of-the-earth, workin' folks like you and me.



NickD on Tue August 04, 2009 8:14 AM User is offline

Quote
But only the legal citizens have to pay for it if they don't have insurance!

Not true here, they don't ask if you are legal or not, but investigate your assets, if you have any assets, you are billed, they can and will put a lean against them. Did watch a program the homeless, made sense as to what they said, most the interviewed was done by choice, to be homeless is the only way to be free in this country. You can work your can off to buy a home, have a sick kid, then lose everything, so why even bother working? They will take it all away.

TRB on Tue August 04, 2009 8:49 AM User is offlineView users profile

Like they can track down an illegal to submit a bill let alone get a payment! Sorry Nick don't buy that the health-care system is getting a fair return on their dollar when it comes to illegals and medical service.

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NickD on Tue August 04, 2009 11:56 AM User is offline

"Not true here", was the start of my post, one country, 50 states, 50 different laws, benefits, and problems. We don't have nearly the illegal problem you have, or major problem lies in the inner cities of Madison, Milwaukee, Racine, and Kenosha. A good share of our property taxes and gas taxes are going down there, I won't mention race, but I just did. Friend on the country board is screaming that we are not getting out gas taxes back to repair our roads, all going to the inner cities.

Can't even go to the dental office unless they know how you are going to pay for it, check, credit card, or send you to bank to get a loan and you pay before you leave. I have retorted by asking for a quote first, but you also have to pay for the quote, so know how much that is. Our clinic is becoming the same way, if you have insurance with either a deductible or a co-payment, they want that up front before seeing the doctor. This only leaves our hospital emergency for those that cannot pay, and at times, those lines get pretty long. A good share of the patients work at such jobs at Wal-Mart, 39.5 hours per week, part time, no benefits. Practically all the retailers in town and many small businesses work that way.

The cities listed above all have tax supported county hospitals to handle that, we are too small for that, so the private hospitals have to eat that up at our expense. Either health care insurance or taxes, they get us both ways. But we do have a county nut house, ex, after our legal separation with clearly stated, we are no longer responsible for each other bills. She took an overdose of her psychotropic drugs, made a scene in public, no one was threatened and they toss her into a tiny cell with a cot and a chair feeding her dog food or something like that. But after the settlement, 50-50, they hit me with a $17,500 bill because I paid her half the money of our assets. Since I kept the home with equality on it and she blew her money, I got hit with the bill. Judge said if I didn't pay it, would auction off my home and toss me and my kids out on the street. No attorney around here could fight that. I was really pissed off, but had no choice but to pay it. Either that or lose my home and business.

What is really bad in this country, the politicians want votes and have plenty of poor people to chose from with promises, in Venezuela, the poor carry the vast majority to keep
Chavez in power, we are getting just as bad here. We live in a socialistic country, so why in the hell are we working our butts off? Wife did work for Johnson & Johnson in Venezuela, the bandaid people, in the last five years, over 500 of her co-workers were laid off, I don't even know why they are still there, Chavez is beating them to death. But that added 500 more people to the poor list. But these won't vote for him.

TRB on Tue August 04, 2009 1:46 PM User is offlineView users profile

Horrors in the health care bill

July 24, 11:16 AM
This health care overhaul is an inexcusable assault on the Constitution and everything America stands for. Here are some of its many shocking and appalling provisions (as copiously tracked by Peter Fleckstein)

The ones that jumped out at me are in bold:
•PG 22: Mandates that the federal government will audit books of all employers who self insure
•PG 30, Sec 123: Establishes a government committee that decides what treatments/benefits you get.
•PG 29, Lines 4-16: Directly rations health care for the elderly.
•PG 42: The Health Choices Commissioner will choose your benefits for you.
•PG 50, Section 152: Extends benefits and coverage to illegal immigrants.
•PG 58: The creation of a national ID health card and a comprehensive federal database containing streaming data on every American's personal financial records.
•PG 59: The federal government accesses your bank accounts for mandatory funds transfers.
•PG 65, Sec 164: Creates special, federally-subsidized coverage for Unions and "Community Organizing" groups.
•PG 84 Sec 203 HC bill - Dictates the benefits packages of all private health insurance plans.
•PG 85, Line 7: Limits what private insurers can offer (rationed care).
•PG 91, Lines 4-7: Mandates that health care providers pay for interpreters for illegal immigrants.
•Pg 95, Lines 8-18: The mandatory use of ACORN and Americorps for signing up Americans to government insurance.
•PG 85, Line 7: Imposes more limits on coverage (rationing).
•PG 102, Lines 12-18: Mandates Medicare for all who fit criteria (removes all choice).
•PG 124, Lines 24-25: Bans companies from suing the federal government, bans the entire judicial system from hearing any cases on the legitimacy of this blatantly unconstitutional socialist health care takeover (no judicial review allowed whatsoever).
•PG 127, Lines 1-16: Instructs doctors/AMA on what salaries they are allowed to make.
•PG 145, Line 15-17: Requires all employers to enroll all new employees in the government system (no choice whatsoever).
•PG 126, Lines 22-25: Requires employers to independently provide insurance for part-time workers, whether they can afford it or not (no choice).
•PG 149, Lines 16-24: Imposes an 8% payroll tax penalty for any employer (making over $400k) who fails to force his employees onto government insurance.
•PG 150, Lines 9-13: Employers making between $251k and $400k pay 2-6% penalty.
•PG 167, Lines 18-23: Imposes 2.5% income tax penalty on any privately-insured individual who fails to get "adequate" private insurance.
•PG 170, Lines 1-3: Stipulates that all non-resident aliens pay nothing (we foot the bill).
•PG 195: Federal officers will have full access to every citizen's most private records.
•Pg 239, Line 14-24: Rations Medicaid services for low-income Seniors.
•Pg 241, Line 6-8: Mandates that all doctors be paid the same, regardless of specialty.
•PG 253, Line 10-18: Imposes federally-determined price tag for the worth of every doctor's time and services.
•PG 265, Sec 1131: Imposes controls on productivity for private health care companies.
•PG 268, Sec 1141: Imposes regulations on rental & purchase of power driven wheelchairs.
•PG 272, SeC. 1145: Cancer treatment rationing.
•PG 280, Sec 1151: Imposes penalties and fines on private hospitals for "preventable" visits.
•PG 298, Lines 9-11: Imposes penalties and fines on private hospitals for readmissions after initial treatment (fix it on the first try or suffer the consequences).
•PG 317, Lines 13-20: Prohibits doctors from purchasing or investing in medical care facilities.
•PG 321, Line 2-13: Pretends to give hospitals the choice to go fully-federal, but only if local "community" groups (ACORN) approve.
•PG 335, Line 16-25, Pg 336-339: Imposes more rationing of services.
•PG 341, Lines 3-9: Creates the federal power to arbitrarily disqualify HMOs, forcing people onto government care at random.
•PG 354, Sec 1177 - Rationing of care for special needs people.
•PG 379, Sec 1191: Creates new Telehealth bureaucracy (nanny state health care by phone).
•PG 425, Lines 4-12: Creates mandatory end of life consultation.
•PG 425, Lines 17-19: Mandatory government instruction and consultation on living wills, durable power of attorney, etc.
•PG 429, Lines 10-12: Empowers the federal government to order end-of-life plans through something called, "advanced care consultation."
•Pg 429, Lines 13-25: Puts the federal government in charge of which doctors can write an end of life order.
•PG 430, Lines 11-15: Puts the federal government in complete control of what care you receive at the end of your life.


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NickD on Tue August 04, 2009 3:45 PM User is offline

I like this one:

Creates mandatory end of life consultation.

Can I take a few politicians with me? Maybe even all of them?

TRB on Tue August 04, 2009 3:58 PM User is offlineView users profile

Quote
Originally posted by: NickD
I like this one:



Creates mandatory end of life consultation.



Can I take a few politicians with me? Maybe even all of them?

No they won't be on this health plan!!!!!!!!!!



-------------------------
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NickD on Tue August 04, 2009 4:31 PM User is offline

Just assumed if they, "Creates mandatory end of life consultation.", that they are advocating end of life. Would save a few bucks, being paranoid, and on Medicare, well also have group and the VA. Have to watch those guys so they aren't trying to kill me to save a couple of bucks, especially Medicare and the VA.

So is induced end of life going to be the new thing now? Thought they wanted you to suffer to the very last moment, certainly restricting pain killers. This cash for clunkers is certainly a ripoff, another government based program. After visiting GM, Chrysler, Ford, Toyota, Kia, Hyundai, still leaves Suzuki, Nissan, Honda, yet, can't even think about a German or Swedish vehicle, would be also paying for their health care and extended vacations, can a better deal by not trading my clunker in.

Are the 200,000 that took advantage of it, idiots?

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